Board of Directors
Carlos A. Saladrigas
Joseph Berardo, Jr.
Mr. Sansone recently retired as Managing Director of Alvarez & Marsal, a global professional services firm specializing in performance improvement for large, high profile businesses, where he served as Chairman of the firm’s Healthcare Industry Group, which he founded in 2004.
For more than 25 years, he has led efforts to optimize the performance of healthcare companies. Mr. Sansone served as interim Chief Executive Officer of the Visiting Nurse Service of New York, the largest non-profit home and community-based health care organization in the United States, from November 2014 to December 2016. Prior to that he served in various executive roles at numerous healthcare companies. His prior experience in the senior housing industry includes having served as Chief Restructuring Officer and a member of the Board of Erickson Retirement Communities and as a senior consultant to Sunrise Senior Living. Mr. Sansone has served on the Board of Directors of Magellan Health, Inc., since March 2019 and previously served on the Board of Directors of Civitas Solutions, Inc., from 2009 until its acquisition in March 2019. He also serves and has served on the Boards of Directors of numerous investor-owned and not-for-profit companies, primarily in the healthcare industry.
Mr. Sansone received a bachelor’s degree in economics from the State University of New York at Albany.
Jorge Rico is a Co-Founding Partner of MBF and has served as a Managing Partner of the firm since they first opened their doors. He directs MBF’s development and manages all aspects of MBF’s investment activities.
In addition to Carisk Partners, Mr. Rico has served as a member of the Board of Directors of Navarro Discount Pharmacies, Nutri-Force Nutrition, Simply Healthcare Holdings, Medical Specialties Distributors, Suncrest Healthcare and is also currently a member of the Board of Directors of E-Mindful He is also a member of the Board of Trustees at St. Thomas University in Miami, Florida.
Prior to joining MBF, Mr. Rico was the Chief Operating Officer of Ramsay Health Care, Inc. (NASDAQ: RHCI), a publicly held psychiatric hospital company. Mr. Rico joined RHCI in 1997, and was a key member of the team that assumed management control of RHCI. At the time, RHCI had cumulative net losses of $39 million during the prior four years and was in default on its debt. After developing and implementing a turnaround strategy, management led the company to 17 consecutive quarters of growth and profitability prior to selling to Psychiatric Solutions, Inc. (NYSE: PSYS), the largest psychiatric hospital company at the time. He remained with PSYS for one year to assist with the integration and was the President of the largest division of PSYS during that time. Prior to joining RHCI, Mr. Rico was Executive Vice President of Administration and a key member of the management team of Ramsay-HMO, Inc. (NYSE: RMO), the second largest publicly held HMO in Florida during the early 1990’s.
Marcio Cabrera is Managing Partner and Co-Founder of MBF Healthcare Partners. Mr. Cabrera was also Co-Founder and Chief Executive Officer of Simply Healthcare Holdings, Inc., an MBF portfolio company. Under his leadership, Mr. Cabrera and his team grew Simply Healthcare from a start-up, one-county Medicaid plan to a multi-product, statewide, managed care organization with over $1B in revenues and over 800 employees in less than five years of operation.
In addition to Carisk Partners, Mr. Cabrera has also served on numerous boards, including Navarro Discount Pharmacies, Nutri-Force Nutrition, Simply Healthcare Holdings, Medical Specialties Distributors and Atlantic Dental. Mr. Cabrera is currently a member of the Board of Directors of Strategic Health Services and the Foundation for Human Rights in Cuba.
Mr. Cabrera’s background includes over 25 years of progressively responsible positions in various healthcare companies. Prior to MBF, Mr. Cabrera was Chief Financial Officer, Executive Vice President and Secretary of Ramsay Health Care, Inc. (NASDAQ: RHCI), a publicly held psychiatric hospital company. During his tenure at RHCI, he was a key member of the management team that developed and executed the strategy that led to the turnaround of the Company and the eventual sale to Psychiatric Solutions, Inc. (NASDAQ: PSYS). Prior to RHCI, he was Executive Vice President and Vice President of Finance of Ramsay-HMO, Inc. (NYSE: RMO). He was a key member of the management team that developed and implemented the strategy that led to the successful statewide expansion. Prior to RMO, he held various positions at Deloitte & Touche, including Lead Manager for the firm’s largest client in the Southeastern United States.
Joseph Berardo, Jr.
Joseph Berardo, Jr. has a long and successful track record of building highly motivated teams and driving
substantial value in the healthcare service marketplace. He currently serves as Chairman and Chief
Executive Officer of Carisk Partners. The Miami, FL based company started as a NCQA and AAAHC
Accredited Managed Behavioral Health Organization (MBHO) for commercial, self-insured, Medicare,
Medicaid and other government-sponsored program insurers and plan sponsors. In October of 2016,
Mr. Berardo led a recapitalization and the expansion into the Workers’ Compensation and Auto/No-
Fault markets. The company has led the way in advanced approaches to managing complex and
catastrophic workplace injuries through an integration of the needs of both the brain and the body.
Using its MBHO foundation and expertise, Carisk applies a biopsychosocial approach creating ‘Pathways
2 Recovery’ for all types of complex claims. Using the foundation developed in Group Health, Carisk has
pioneered programs centered on the care coordination and risk transfer of complex cases in the casualty
market. The behavioral and social care delivered to the patients trusted to the team at Carisk is un-
matched in the space.
Prior to Carisk, Mr. Berardo spent 18 years with MagnaCare, 10 years as CEO before transitioning to
Non-Executive Chairman in January 2015. Mr. Berardo started his career in healthcare services with U.S.
Healthcare in 1990. He subsequently held leadership positions at Mount Sinai Health System, Empire
Blue Cross/Blue Shield and Multiplan. A former Crain’s NY Business “40 under 40” and NJBIZ “Power 50
in Health Care,” Mr. Berardo has authored numerous articles related to health care strategies for
carriers, providers, employers and advisors. He is also a frequent speaker and panel member at industry
Mr. Berardo currently resides in North Palm Beach, FL. He and his wife, Alyssa, have been active in
multiple charitable endeavors over the years. Mr. Berardo has also supported the various athletic and
educational programs in which his four children, Tyler, Madison, Grant and Jonathan, have participated.
Mr. Berardo holds a BA in Economics from Rutgers University.
Previously, Mr. Loffredo has served as CEO of ExamWorks Clinical Solutions, Principle and CEO of Abilities Network Services and MedAllocators, Senior Vice President of Coventry Workers’ Compensation Services, and Senior Vice President of Concentra.
Mr. Loffredo holds advanced degrees from both Springfield and Assumption Colleges and currently resides in Naples, FL. He remains active in numerous advisory positions and continues to invest in emerging companies with unique offerings that are changing the way both Insurers and those impacted by work related injuries pursue meaningful recovery and success.
Carlos A. Saladrigas
Previously, Mr. Saladrigas co-founded Psych/Care along with his daughter Dr. Elisa Saladrigas as a division of The Vincam Group, Inc., a Professional Employer Organization (PEO). Psych/Care became Florida’s leading independent MBHO. In 1996, he took the company public and by 1998It was named the largest Hispanic-owned company in the U.S. by Hispanic Business. Vincam merged with Automatic Data Processing Inc. (ADP) in March 1999. He has also served on the board of Advance Auto Parts, Inc. and the Hispanic Advisory Board to Frito-Lay and PepsiCo, Inc. Mr. Saladrigas also worked in the HMO industry and held several positions at PepsiCo, Inc., both domestically and overseas. He started his career in public accounting with firms that were considered “Big 8” at the time.
Mr. Saladrigas received the Alumnus of Distinction award from the University of Miami, was named Florida Entrepreneur of the Year in 1997, and received the Man of the Year award from the Juvenile Diabetes Foundation and the Thomas Carvel Immigrant Entrepreneur Award from the National Immigration Forum. In 2002, the Miami-Dade Commission on Ethics and Public Trust named Mr. Saladrigas Top Volunteer Advocate, citing his leadership on ethics and public accountability.
Mr. Saladrigas, a CPA and CMA, earned a MBA, with honors, from Harvard University.
Donald Hurter, MA
Mr. Hurter has more than 30 years of experience specializing in Workers’ Comp, disability and medical management services.
Most recently, Mr. Hurter served as President of Rae-Cox Group, LLC. Previously, he was Global Head of Medical Management Services and Senior Vice President, Global Management Services at AIG; President of Health Direct, Inc., specializing in case management and utilization review; and President of directDME, specializing in durable medical equipment, home and vehicle modiﬁcations, transportation and translation services.
He is a published author with articles in Business and Health, Risk and Insurance, Case Management Magazine and Fortune. He previously served as Chairman of the Workers’ Compensation Research Institute (WCRI), Core Funders Group; as Board Member, Insurance Rehabilitation Study Group (IRSG); and as a Member of the American College of Occupational and Environmental Medicine (ACOEM) Cornerstone Group, NCCI Medical Data Call Steering Committee and American Insurance.
Mr. Hurter earned a Bachelor of Arts from American University and a Master of Arts from George Washington University.